About Us

Our mission is to help the community by building quality homes and learning together how to be more self-sufficient so that we can build back our communities one house at a time.

When we drive through old small towns, what is it that we find intriguing? Old homes with character, sweeping trees and foliage that are within walking distance of the downtown. Restaurants, coffee shops with exposed brick walls, movie theatres, and farmer’s markets all offer a feeling of good architectural planning. Most of the buildings from the early 1900s are still standing, and have gone through renovations, helping to build history and a sense of community. 

Shotgun homes, popular in the early 1900s were paid for with cash or with 50% down and paid off within 3-5 years. The homeowner owned their home. It was an asset and the intrinsic value created a strong positive cash flow. It could generate rental income or free up a person to allow them to invest in other opportunities. Many homes had agricultural farm land to provide food for themselves, to sell or trade. Homes were small square footage, well built, and of course came with an outhouse. Small homes will continue to be in demand because there are few available on the market. Builders stopped building them. When a counties building regulations make the costs of building a small home unrealistic due to infrastructure regulations, developers and contractors will increase the square footage and stories to recoup their loss and turn a profit. 

Here lies the problem, while Cities, Counties and the Federal Government say they want first time home owners to be able to afford to buy a home, the imposed building restrictions increase the cost. A contractor is forced to go to an area outside these layers of bureaucracy to an area that doesn’t restrict their ability to make a profit to provide the much needed starter homes. If a developer tries to build a community today that looked like the neighborhoods of old, that we find charming, they could not, due to current building rules and regulations.

How do we get to the point of lowering our monthly payments, easing our financial stress and developing hope for the future when we have maxed out our credit cards, and services continue to cost more. We believe we have an option: simplify. Cottages are more than homes, they’re a concept: just like debt-free, just like the feeling of having savings in investments – they are stable. A person who goes into the wilderness with the fortitude of building a log home will receive years of enjoyment from his investment. Someone wants Chickens, another bee hives, canning, quilting, micro farming; their common goal is to simplify and go back to the basics. 

A cottage brings enjoyment and later a residual income. How many years can a home be rented to generate income? There are houses built in America in the 1650’s with families living there still today. As a rental what kind of income has it generated? 370 years of monthly revenue. 

The board game Monopoly has a simple concept, buy land (all the lots) then build a home, wait, go around the board and buy another home, or hotel. As one goes around the board, the retail value increases. The ones with the more pricey pieces of property can charge more for rent. Toward the end of the game, we all hate hitting those high-end lots. It’s like going through a gauntlet, as real as a big bill coming in the mail. We wish we can jump over it, and many times do. We prefer waiting in jail, to allow our opponent to land on our property a few times, so that we can pay their rent when we land on them. Eventually, one player will run out of money and have to mortgage or sell their property to survive the game. That’s when the winner claims all the land and wins. 

Like Monopoly, owning your own property gives you options to pay your own mortgage, or have a steady rental income for life. Why not have a real plan to own your own home outright and control your monthly outgoes and or provide a future income. First time homeowners, investors, downsizers, rentals, 2nd home by the beach, backyard Mother-in-law, boutique, and life-long income are some of the reasons to invest in a cottage. Larger still, here is the idea of filling the demand for a segment of the population that need homes by rebuilding communities and infusing new ideas into the economy.

Do you have a unique piece of land or acreage that you want to develop into a cottage community? 

Why not build unique homes threaded in among the trees and natural surroundings? These are future communities that are stable investments/returns with hedging toward caution in the event that the economy downturns and interest rates and stock markets decline. The price point of the conventional stick-built cottages will be affordable and attainable by a majority of the population, therefore, always in demand during the good times but also during a recession. Being expandable, these cottages can grow with options for additional rooms and spaces. This is a product to fill a specific need for attainable homes through FHA, VA, and Covenantal Mortgages. A smart home with smaller payments will free up renters to live. The homes provide a simpler life with creature comforts, while bringing down the price point to a level people can afford to rent, which in turn will create a long-term rental cash flow and allow for a sustainable community.